**Effective March 24, MAR’s office hours have changed. VIRTUAL (phone, online) 8:00 a.m. – 4:30 p.m. Monday – Friday | PHYSICAL/IN-PERSON 9:00 a.m. – 1:00 p.m. Thursdays Only**

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As the stock market declined, so did mortgage rates offering a bad new-good news situation.
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